First Time Home Buyer

Are you a first-time home buyer who needs help figuring out where to start? You are not the only one.

As a real estate professional, Jessica understands that it is best to consult a professional no matter where you are in your buying journey, whether this is the first Google search you have made or the first time you have been pre-approved.

If you have any questions or need help figuring out where to start, Jessica would love to have a conversation with you to help you get on the right track.

Step by Step Process of Buying a Home

Purchasing a home is typically the most significant financial investment made by an individual. Whether you’re a first-time home buyer or have previous experience, realtors recognize that buying a home is a significant decision and are eager to support you at every stage. Understanding the buying process, can help one understand what to expect when purchasing a home.

Step 1

Saving for a Down Payment

Saving for a down payment is the first step when considering buying a home and is achieveable with the support of the Home Buyers' Plan (HBP), First-Time Home Buyers Incentive, First Home Saving Account, and the Canadian Mortgage Housing Corporation.

Step 2

Getting Pre-Approved

Once you have money saved for a downpayment and transaction costs, it's time to get pre-approved for a mortgage. This process, while important, is straightforward and will state the purchase price you can qualify for based on the current interest rates and your financial status. This will provide the buyer with a clear financial picture and reduce stress.

Step 3

Contacting a Realtor

Now it is time to call Jessica Dykes or fill out the Dream Home Finder form to find your dream home. She can send emails of all available homes for sale from MLS. As new homes for sale in Prince George become available and they meet your criteria, you will receive an email immediately.

Step 4

Finding the Right Home

Jessica will prepare showings for all the properties you want to see and view them with you. During the showings, she commonly asks, "What do you like and don't you like about this home?" to find out what is important to you. Understanding what you want versus need is essential when comparing real estate in Prince George.

Step 5

Making an Offer

When you are ready to make an offer, contact Jessica, and she will go through the offer process with you. During this time, she will ask you various questions and discuss the terms and conditions you should add to your offer, which will include financing, inspection, insurance, title, and property disclosure statement. Once the offer is written, she will review the contract to ensure you understand what you are signing and feel fully informed.

Step 6

Finalize / Close the Deal

Once you have an accepted offer, you have roughly 10 to 14 days to fulfill your terms and conditions, also known as subjects. This is when inspections are completed. During the final step in the home buying process, you meet with your lawyer or notary to sign all the paperwork, including the mortgage documents and the transfer of ownership. Once this is done, the property is officially yours.

Step 7: Taking Possession – Congratulations, you officially have a place to call home.

WHAT OUR CLIENTS SAY!

“Jessica was the perfect realtor in helping us to go through the process of buying our house. She was very efficient and committed in guiding us through all the steps of our home purchase in the perfect timing. It was less stressful than we thought it was going to be, because of her
professional knowledge. We highly recommend her. Job well done!”

From RD

“This was our first time navigating trying to sell our current place and buy a new home all within a limited window. Jessica helped guide us, inform us and make things so much easier to understand along the way and generally relieve a lot of stress (at least for me). Thank you
Jessica for helping us in our journey for a new home!”

From CV

“Jessica and Denise have worked with me for quite a while purchasing my first home and then later selling it. They are extremely professional and straight shooters when it comes to real-estate. Would recommend them in a heartbeat.”

From DI

“Jessica was very easy to work with. She was available all hours day and night to help us secure our new home. My husband and I bought our home from a distance so we were unable to be there in person. We worked with Jessica virtually and we were happy with how she accommodated our needs. She is professional and an effective communicator. We enjoyed working with her and couldn’t recommend her more!”

From DS

“Jessica went above and beyond dealing in the sale of my home. When any issues or questions came about; Jessica did an amazing job doing a lot of footwork too help the process go as smoothly as possible. Although I was out of town working; Jessica managed to keep me updated
throughout the whole time. Would recommend Jessica to any prospective buyers or sellers.”

From KG